When it comes to Life Insurance, there is "the insured" and "the insurer".  The Insured is you, the individual, who chooses to purchase benefits from an insurance company.  The Insurer is the company that provides the life insurance policies and plans for the individual. 

The first decision when buying life insurance is to choose the package, or fixed rate; which is the allotment of money that will be set aside and collected upon death.  Most companies have yearly renewals of benefits, so it is important to know that life insurance policies do expire if they are not renewed. 

The second decision when buying life insurance is choosing who your money will be allocated to upon death; a beneficiary.  To learn more about California life insurance or obtain a free quote, please visit our virtual insurance office.  www.remlandinsurance.com